How it works
How Yorbit works
We turn the official rules into a few plain questions, so you can see what a company owes you and claim it yourself.
What happens in a check
- You answer a few questions, one at a time.
- We apply the rules that fit your answers, and only those.
- You see the amount or the right you have, the deadline, and where to send your claim.
- For flights, broadband and energy you can get a free letter. Train companies take claims on their own pages, so we link you straight there.
- If the company says no or does not reply in time, the check names the ombudsman or dispute scheme you can go to.
Where the rules come from
Every rule we use was read on the regulator's own site, the law itself, or the company's own terms. Each one carries the link to that page and the date we checked it. If we cannot confirm a rule is current, the checks do not show it. When sources disagree, we leave the figure out rather than guess.
Letters and AI
Letters are drafted by an AI model, Claude, made by Anthropic, using only the rules for your case. Before you see a letter, we check every pound amount in it against the rules. A letter with an amount the rules did not produce is thrown away. You read, change and send every word yourself.
What we do with your answers
We do not save the answers you give in a check. If you sign up for updates, we keep your email address only to tell you about new checks.
How we make money
Today the site is free and earns nothing. In future we plan to add deals and ways to save, and some of those links may pay us a commission. They will always be labelled.
- We will never take a cut of the money you get back.
- We will never charge you for a check or a letter.
- No company can pay to change what our checks say about it.
What we cannot help with
The law only lets authorised firms help with some kinds of claim. For these, free help is already there:
| Banks, cards, loans, insurance, pensions and investments | Financial Ombudsman Service |
|---|---|
| Personal injury | Citizens Advice |
| Repairs in a rented home | Shelter |
| Benefits decisions | Citizens Advice |
| Criminal injuries | Criminal Injuries Compensation |
| Problems with an employer | Acas |
Who runs it
Yorbit is run by ClearDeskPro Software Ltd, registered in England and Wales, company number 17193344. We are not a law firm, a claims management company or a financial adviser. Email hello@theirownmoney.com.